Mortgage Guide

lvchic_702 asked:


My mom passed away and we are trying to short sale her home. My brother is on the title deed and second mortgage but not the first mortgage. Under the deed it says joint tenancy. We already have a realtor dealing with them but she doesn’t understand why first mortgage won’t cooperate so we will be seeking a lawyer for help. Doesn’t the deed give my brother automatic ownership since my mom passed on ? I live in Las Vegas, NV. Thanks.

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that username asked:


I really need good options on how to refinance a home mortgage with negative equity. Currently my mortgage wont allow me a refinance. Any options on what i could do?

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asked:


I know that a 30 year mortgage makes the monthly payments less which is more affordable but you end up paying more in interest. I’m planning to buy a house but not until years from now. I just like to be aware so that I know what I’m working for. I want to save and know what to expect. What about paying more on the mortgage payment, in that case is it best to get a 10, 15, 25 year mortgage or 30 year? It’s confusing to me.

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asked:


I would like to go to the public records office and find specific mortgage information. For example, what type of mortgage someone has.

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fantastic asked:


Should they be thrown in prison for fraud. A lot of these bankers helped phony up documents in order to make unqualified people qualify for mortgages they could not afford. All in order to earn the higher commissions paid for these terrible products.

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nuyorkrulz9 asked:


Who are the people that are defaulting on their mortgages? which companies (industries) are involved in this?
Additionally does this go on in some regions more than in others?
what effects does it have on the economy and our daily lives?
what can be done to prevent further morgage defaults and fix the tumbling economy?
what shouldve been done earlier for this crisis to never have started?
what will happen if this problem isn’t fixed in the long run?

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slinky317 asked:


In the past weeks, Obama has been called a socialist because of his tax plans which would benefit the middle class. McCain, however, in the second debate, mentioned that he wanted the government to buy up bad mortgages, which is far closer to socialism than anything Obama has said. Why are the people railing on Obama not railing on McCain for his plans?

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Anne asked:


How is the application of mathematics used in calculating ones own mortgages and annuities? Are there any related charts, formulae, graphs, or images?

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daibato asked:


In other words, are the values of just the faulty sub-prime mortgages being affected, or are the values of all American mortgages affected?

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campnstarz asked:


If there are 300 million people in America, and likely less than 100 million mortgages, a buy out of less than 100 million could stop the leveraged mortgage meltdown. Why not stop it at the source and only spend 100 million instead of the billions?

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