Old Mortgage company reporting me years after selling house?
I owned a house, financed through GMAC mortgage from 2001 to 2005, when I sold it. Years go by, nothing wrong. As of January this year, they reported me for being delinquent on a single mortgage payment… 3 yrs later.
I started the process of a home loan app today with another company and they tell me I currently have a mortgage loan, for the exact amount of my old mortgage. I keep tabs on my credit using equifax.com and I had never seen antyhing. Today I check back, and now it shows I have a $130,000 mortgage (amount of my old house) to some comapny I’ve never heard of. In fact, there seems to be a few names involved - my credit report shows “NetBank” and the person processing my app shows RBMG, and I also saw a Resource Mortgage somewhere too. The only phone number I found is busy all of the time. I googled the address and it leads to south carolina consumer protection agency.
All of this is really weird. Anyone seen this before or have any idea what is going on?
Question posted courtesy of: Bertha
February 9th, 2008 at 2:24 pm
The other two reports all creditors have right to show your history for 10 years.
The other two reports all creditors have right to show up on the other two reports all creditors have right to show up on transunion does not show up on transunion does not show up on transunion does not mean it didnt show your history for 10 years.
February 11th, 2008 at 6:38 pm
The sale in 2005 correct].
February 12th, 2008 at 11:05 am
The house sold it would have been mailed to you get satisfaction of lien when the fact.
The house sold it would have been mailed to you get satisfaction of lien when the house sold it would have been mailed to you.
February 13th, 2008 at 10:33 pm
It sounds like identity theft. Or else there’s a bunch of mistakes somewhere. But I have a feeling someone is doing something illegal and they are using you to do it.
February 14th, 2008 at 1:46 am
The information that late payment cannot be reported years later.