columus asked:


House and Mortgage A: a fifteen year mortgage with monthly payments and an annual interest rate of 14% compounded monthly.
House and Mortgage B: a twenty year mortgage with monthly payments and an annual interest rate of 12% compounded monthly
House and Mortgage C: a fourteen year mortgage with monthly payments an an annual interest rate of 13.48827% compounded quarterly.

In an effort to impress the ladies jack wanted to buy the most expensive house he could afford with his $5400 a month. He decided to rank the mortgages in order of least expensive to most expensive.

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John asked:


I am planning on refinancing my car loan but I think my current mortgage payment will affect the banks decision. So my question is, when they ask what my mortgage is, should I include escrow or just principal and interest?

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asked:


I was wondering on how much the mortgage ppl make a year or about. And is it a good job to have with good benifits and bonuses?

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asked:


I am 28 in the USA. I haven’t got a mortgage. When I am retired and living probably in private rented accommodation, who pays the rent? Or what about if you haven’t finished paying off your mortgage but have to retire? I’m planning for my future!

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serendipitous_333 asked:


Remember when Bush spoke of his “ownership society”? Did Bush give any incentives for those brokers and mortgage companies to create those exotic loan products, so many of which are now in default? Do you think that increased regulation could have mitigated this disaster?

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J. asked:


I am interested in refinancing my home mortgage. My mortgage lender has a number of local mortgage offices as well as a national call center through which I could proceed with the refinancing.

Is it likely that there would be a significant difference in fees, rates, etc., when using their national call center versus their local offices? Would it be wise for me to get a good faith estimate from both and then make a decision?

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David W asked:


I’m not talking about what we’re seeing now. What would happen to my home/mortgage if all the other countries in the world collected the U.S.’s IOU’s and made the dollar worthless? They couldn’t ask for money. Would they foreclose on your house. It wouldn’t make sense because they couldn’t sell it to anyone else. What would happen? I’m also assuming everyone would immediately take their money out of the bank to, so without fractional reserve banking and no fiat currency value most institutions would fail. Would the house default to the owner? Any ideas?

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chica24 asked:


Does your monthly mortgage rate stay the same over the years while taxes keep increasing? Or does it still increase your monthly mortgage payment and end up being risky with how high it can become?

Thanks!

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Bosh Z asked:


On September 1, 2006, ABC Company borrowed $200,000 to finance the purchase of a building. The terms of the
mortgage require payments of $3,000 to be made at the end of every month with the first payment being due on
September 30, 2006. The length of the mortgage is ten years, and the mortgage carries an annual interest rate of
12%.

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just try asked:


I’m looking for a book for somebody who is taking up mortgage consulting as a career (ie they work for a mortgage broker). They are already certified but I wondered if there is a book that anybody would recommend for tips/advice on closing deals.

Any suggestions?

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