Mortgage Guide

asked:


My mom and younger sister are both named on the mortgage. Payments are still being made. My mom just passed and my sister does not have a job because she was caring for our ailing mother.

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Amy B asked:


Me and my boyfriend moved in together and he got a mortgage for the house in his name and I just pay him some rent. If we were to get married in the future would I then be involved on his mortgage? Or does it not work like that.

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grkra3 asked:


What is the best mortgage company to get a loan modification through? Easiest mortgage company? I would like to know!

THANKS,
Greg

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asked:


Is this a standard requirement from mortgage lenders to insist on buildings insurance? I trust it is as in the event of a disaster they get refunded for their mortgage loan?

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asked:


I am planning to buy a 2nd house, it needs some modernization which I plan to do over about 6 months, then put it back on the market.
I do not plan to live in the house whilst i do it up.
Please could someone tell me what type of mortgage I would need?
Thanks

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analyst asked:


I am about to buy a mortgage for a property. Does anyone have any tips for me about how to structure it correctly from the beginning so I pay it off as quickly as possible. Thanks in advance for your answer.

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lvchic_702 asked:


My mom passed away and we are trying to short sale her home. My brother is on the title deed and second mortgage but not the first mortgage. Under the deed it says joint tenancy. We already have a realtor dealing with them but she doesn’t understand why first mortgage won’t cooperate so we will be seeking a lawyer for help. Doesn’t the deed give my brother automatic ownership since my mom passed on ? I live in Las Vegas, NV. Thanks.

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that username asked:


I really need good options on how to refinance a home mortgage with negative equity. Currently my mortgage wont allow me a refinance. Any options on what i could do?

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asked:


I know that a 30 year mortgage makes the monthly payments less which is more affordable but you end up paying more in interest. I’m planning to buy a house but not until years from now. I just like to be aware so that I know what I’m working for. I want to save and know what to expect. What about paying more on the mortgage payment, in that case is it best to get a 10, 15, 25 year mortgage or 30 year? It’s confusing to me.

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asked:


I would like to go to the public records office and find specific mortgage information. For example, what type of mortgage someone has.

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