Mortgage Guide

EPAdmin asked:

In 2006 Peter Schiff tells over 1000 mortgage brokers they are about to be out of jobs. Watch how he completely nails the coming real estate/mortgage debacle before anyone else even realized it was coming.

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BroadviewMortgage asked:

Part three discusses the unique structure of this loan program and breaks down how the payment is calculated on the second mortgage. Interest rates show for calculating second mortgage are not current and do not represent actual rates - the method for calculating the payment is accurate.

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TradeTheTrend asked:

3/25/2010-Shares of Citigroup (NSYE:C) are trading 2.9% higher to $4.27 premarket Thursday after the bank said it plans to participate in the second-mortgage modification program as part of the government’s Home Affordable Mortgage Program. Citi joins several of its peers, including Bank Of America (NYSE:BAC), JPMorgan Chase (NYSE:JPM) and Wells Fargo (NYSE:WFC), in committing to the program, which works with HAMP to lower homeowners’ payments on first and second mortgages. “It is our priority and commitment at Citi to help homeowners in need,” said Chief Executive Vikram Pandit, “The 2MP program will further improve the affordability on mortgages and help families facing financial distress stay in their homes.” Citi said it has helped over 825000 families avoid foreclosure since 2007. Also providing a boost to Citigroup shares is news that the Treasury will not sell its entire stake in the bank at once, instead opting to sell its position very slowly over time.

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tinkerstoy asked:


I am planning on selling my home. I have a 2nd mortgage through the same bank that holds my original mortgage. Would the bank consider converting the 2nd mortgage to a regular loan? My 2nd mortgage is only 13,000 but it does make a difference with the slow housing market.

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ExcelisHell asked:

www.TeachMsOffice.com This video tutorial will show you how to make a fixed rate loan or mortgage calculator in excel. It is actually quite easy to do and after watching this step-by-step example and walk-through, you will be able to make your own also. This tutorial uses the PMT() function to calculate the required payments and it is also explained in the tutorial. To follow along with the spreadsheet seen in the tutorial or to get some free excel macros or tips & tricks, go to the website www.TeachExcel.com

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YEEH! asked:


I recently got a letter from my bank saying I owed them $199 from “late payments” on my mortgage. (you know how your mortgage is due and if you pay it late they tack on a charge) Well, everytime my husband went to pay our mortgage even if it was late, the bank teller never tacked on the charge. Anyways, they are saying their going to take us to collections for the amount due, does this mean their going to try and take our house? We have never missed a month on our mortgage, just a few times they didnt tack on the late charge…can anyone answer?
It’s was late a few times because our son was sick and we spent a ton of money going back and forth to st judes. But that wasn’t my question, will they try and take our house?

and we are making them on time now.

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EPAdmin asked:

In 2006 Peter Schiff tells over 1000 mortgage brokers they are about to be out of jobs. Watch how he completely nails the coming real estate/mortgage debacle before anyone else even realized it was coming.

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ehowfinance asked:

Refinancing a first and second mortgage together is a simple process that is quite similar to a first mortgage refinance, but the two loans are combined to get a better overall interest rate. Consolidate debt by refinancing withadvice from an experienced mortgage broker in this free video on personal finance. Expert: Matthew McKillen Contact: www.innovativefg.com Bio: Matthew McKillen has more than 21 years of industry experience in arranging loans for his clients. Filmmaker: Christopher Rokosz

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EPAdmin asked:

In 2006 Peter Schiff tells over 1000 mortgage brokers they are about to be out of jobs. Watch how he completely nails the coming real estate/mortgage debacle before anyone else even realized it was coming.

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DEMCAD asked:

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